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      <image:title>특별공급 자격조건 2026 — 신혼부부·생애최초·다자녀 유형별 정리</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/special-supply-types.webp</image:loc>
      <image:title>특별공급 자격조건 유형별 비교표 — 신혼부부·생애최초·다자녀·노부모부양·기관추천·신생아</image:title>
    </image:image>
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  <url>
    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-limit/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/og-first-home-tax-relief-limit.png</image:loc>
      <image:title>생애최초 취득세 감면 한도 200만원? 300만원? — 2026 총정리</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/limit-decision-tree.webp</image:loc>
      <image:title>생애최초 취득세 감면 한도 200만원 300만원 분기 도해</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/limit-full-exemption-example.webp</image:loc>
      <image:title>생애최초 취득세 감면 전액 면제 계산 예시 — 취득세 150만원이면 전액 면제</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/youth-300-pending.webp</image:loc>
      <image:title>생애최초 취득세 감면 청년 300만원 상향 개편안 안내 — 국회 통과 전</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-income-limit/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/og-first-home-tax-relief-income-limit.png</image:loc>
      <image:title>생애최초 취득세 감면 소득 기준 있나요? — 소득 제한 없음·12억 기준 팩트체크 (2026)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/before-after-2022-table.webp</image:loc>
      <image:title>생애최초 취득세 감면 소득 기준 폐지 — 2022년 개정 전후 요건 비교표</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/12b-threshold-case.webp</image:loc>
      <image:title>생애최초 취득세 감면 12억 기준 경계 사례 — 11.9억은 감면, 12.1억은 감면 0원</image:title>
    </image:image>
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  <url>
    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-joint-ownership/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/og-first-home-tax-relief-joint-ownership.png</image:loc>
      <image:title>부부 공동명의 생애최초 취득세 감면 2026 — 배우자 집 있었으면 안 될까?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/joint-limit-sum.webp</image:loc>
      <image:title>부부 공동명의 생애최초 취득세 감면 합산 200만원 한도 도해</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/relief-vs-cheongyak-table.webp</image:loc>
      <image:title>배우자 주택 보유 이력 — 생애최초 취득세 감면과 청약 특별공급 비교표</image:title>
    </image:image>
  </url>
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    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-living-with-parents/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
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      <image:title>부모님과 같이 살아도 생애최초 취득세 감면 될까? — 세대원 기준 정리</image:title>
    </image:image>
    <image:image>
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      <image:title>생애최초 취득세 감면 세대원 기준 — 부모님과 같이 살아도 본인과 배우자만 판정</image:title>
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    <image:image>
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      <image:title>부모님 집에서 독립하며 생애최초 감면받는 순서 — 신고, 전입신고, 3년 유지</image:title>
    </image:image>
  </url>
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    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-single-newlywed/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
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      <image:title>미혼도 생애최초 취득세 감면 가능? — 신혼부부 조건과 비교</image:title>
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      <image:title>미혼 생애최초 취득세 감면과 신혼부부 조건 비교 카드</image:title>
    </image:image>
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  <url>
    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-apartment-officetel/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
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    </image:image>
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    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  </url>
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    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-application/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  </url>
  <url>
    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-refund/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  </url>
  <url>
    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-move-in/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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      <image:title>생애최초 감면 전입신고와 3년 추징 기간 타임라인 — 취득일부터 3년</image:title>
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  <url>
    <loc>https://apt.bulldogwealth.co.kr/first-home-tax-relief-clawback/</loc>
    <lastmod>2026-09-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  </url>
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    <loc>https://apt.bulldogwealth.co.kr/sangok-xi-hillstate-haneulchae-cheongyak/</loc>
    <lastmod>2026-10-18</lastmod>
    <changefreq>weekly</changefreq>
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    <lastmod>2026-10-18</lastmod>
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    <image:image>
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      <image:title>청주가경 아이파크 7단지 청약자격, 안전마진, 분양가격(+총정리)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/gagyeong-ipark7-price-table.webp</image:loc>
      <image:title>청주가경 아이파크 7단지 타입별 분양가와 공급 가구수 표</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/gagyeong-ipark7-safety-margin.webp</image:loc>
      <image:title>청주가경 아이파크 7단지 안전마진 — 가경자이·아이파크 1단지 84㎡ 시세와 분양가 비교</image:title>
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    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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      <image:title>청주가경 아이파크 8단지 청약자격, 안전마진, 분양가격(+총정리)</image:title>
    </image:image>
    <image:image>
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      <image:title>청주가경 아이파크 8단지 타입별 분양가와 공급 가구수 표</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/gagyeong-ipark8-safety-margin.webp</image:loc>
      <image:title>청주가경 아이파크 8단지 안전마진 — 가경자이·아이파크 1단지 84㎡ 시세와 분양가 비교</image:title>
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    <priority>0.8</priority>
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      <image:title>화성 향남 롯데캐슬 시그니처 청약자격, 안전마진, 분양가격(+총정리)</image:title>
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      <image:title>화성 향남 롯데캐슬 시그니처 타입별 분양가와 공급 가구수 표</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/hyangnam-lotte-safety-margin.webp</image:loc>
      <image:title>화성 향남 롯데캐슬 시그니처 안전마진 — 한양수자인 디에스티지 84㎡ 실거래와 분양가 비교</image:title>
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    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
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      <image:title>신분평 에피트 더웨이시티 청약자격, 안전마진, 분양가격(+총정리)</image:title>
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    <image:image>
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      <image:title>신분평 에피트 더웨이시티 타입별 분양가와 공급 가구수 표</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/sinbunpyeong-epit-safety-margin.webp</image:loc>
      <image:title>신분평 에피트 더웨이시티 안전마진 — 호반써밋 브룩사이드 실거래와 청주 신규 분양가 비교</image:title>
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    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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      <image:title>상계보람 재건축 분담금, 평형별 얼마 낼까 (비례율 110.28% 계산)</image:title>
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    <image:image>
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      <image:title>상계보람 재건축 분담금 평형별 추정 계산표</image:title>
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    <priority>0.8</priority>
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      <image:title>상계보람아파트 시세, 재건축 앞두고 지금 사도 될까 (매수 타이밍·실투자금)</image:title>
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    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/sanggye-boram-price-table.webp</image:loc>
      <image:title>상계보람아파트 시세 — 평형별 추정 시세와 28평 실거래 흐름</image:title>
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    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
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      <image:title>계양신도시 카이브 유보라(AC3BL, AC4BL) 청약자격, 안전마진, 분양가격(+총정리)</image:title>
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    <image:image>
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      <image:title>계양신도시 카이브 유보라 AC3BL·AC4BL 타입별 분양가와 공급 가구수 표</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/gyeyang-kive-ubora-safety-margin.webp</image:loc>
      <image:title>계양신도시 카이브 유보라 안전마진 — 계양구 신축 실거래와 계양신도시 공공분양가 비교</image:title>
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    <priority>0.8</priority>
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      <image:title>GTX운정중앙역 시티프라디움 3단지, 4단지 청약자격, 안전마진, 분양가격(+총정리)</image:title>
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    <image:image>
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      <image:title>GTX운정중앙역 시티프라디움 3단지·4단지 타입별 분양가와 공급 가구수 표</image:title>
    </image:image>
    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/unjeong-city-pradium-safety-margin.webp</image:loc>
      <image:title>GTX운정중앙역 시티프라디움 안전마진 — 운정 신축 84㎡ 실거래와 분양가 비교</image:title>
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      <image:title>청라 아크원 푸르지오 청약자격, 안전마진, 분양가격(+총정리)</image:title>
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    <image:image>
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      <image:title>청라 아크원 푸르지오 타입별 분양가와 공급 가구수 표</image:title>
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    <image:image>
      <image:loc>https://apt.bulldogwealth.co.kr/assets/img/cheongna-arcone-safety-margin.webp</image:loc>
      <image:title>청라 아크원 푸르지오 안전마진 — 청라 신축 84㎡ 실거래와 분양가 비교</image:title>
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      <image:title>상계주공9단지 재건축 진행 단계와 인근 상계주공 단지 비교</image:title>
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    <image:image>
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      <image:title>상계주공9단지 평형별 실거래와 상계동 신축 84㎡ 시세 비교</image:title>
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      <image:title>상계주공9단지 평형별 분담금 추정 — 비례율 시나리오별</image:title>
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