@charset "utf-8";
/* ==========================================================================
   아파트몰 (apt.bulldogwealth.co.kr) — Design System v1.0
   컨셉: 굿리치몰 스타일 (신뢰형 핀테크 블루 + 카드 커머스 UI)
   Pretendard 는 <head> 에서 비동기 <link> 로 로드합니다.
   ========================================================================== */

/* ---------- Tokens ---------- */
:root{
  --brand:#1f62e0;
  --brand-700:#1750bd;
  --brand-800:#123f96;
  --brand-100:#dde9ff;
  --brand-50:#eff4ff;
  --accent:#ff6b2c;
  --accent-600:#ee5a1c;
  --accent-50:#fff3ec;
  --gold:#ffb020;
  --mint:#0ca678;
  --mint-50:#e6f7f1;
  --warn:#e03131;
  --warn-50:#fff1f1;

  --ink:#101725;
  --ink-2:#38415a;
  --ink-3:#606b83;
  --ink-4:#8a94a8;
  --line:#e6e9f0;
  --line-2:#f1f3f8;
  --bg:#f5f7fb;
  --card:#fff;

  --r-s:10px;
  --r:16px;
  --r-l:22px;
  --sh-s:0 1px 2px rgba(16,23,37,.06), 0 1px 3px rgba(16,23,37,.05);
  --sh:0 4px 16px rgba(16,23,37,.07);
  --sh-l:0 14px 36px rgba(16,23,37,.11);

  --wrap:1180px;
  --header-h:60px;
  --gnb-h:46px;
  /* 모바일 최소 터치 영역 (WCAG 2.5.8 / 구글 모바일 친화성 권장) */
  --tap:44px;
  --safe-b:env(safe-area-inset-bottom, 0px);

  --sans:"Pretendard Variable",Pretendard,-apple-system,BlinkMacSystemFont,system-ui,"Segoe UI","Apple SD Gothic Neo","Malgun Gothic",sans-serif;
}

/* ---------- Reset ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 20px)}
body{
  margin:0;font-family:var(--sans);background:var(--bg);color:var(--ink);
  font-size:16px;line-height:1.75;letter-spacing:-.011em;
  -webkit-font-smoothing:antialiased;word-break:keep-all;overflow-wrap:break-word;
  -webkit-tap-highlight-color:rgba(31,98,224,.12);
}
/* 모바일 메뉴가 열려 있는 동안 뒤 배경이 스크롤되지 않게 한다 */
body.nav-open{overflow:hidden}
img,svg,video{max-width:100%;height:auto;display:block}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
button{font:inherit;cursor:pointer;background:none;border:0;color:inherit}
input,select,textarea{font:inherit}
h1,h2,h3,h4{line-height:1.36;letter-spacing:-.026em;margin:0}
p{margin:0}
table{border-collapse:collapse;width:100%}
ul,ol{margin:0;padding-left:1.15em}
figure{margin:0}
details summary{cursor:pointer;list-style:none}
details summary::-webkit-details-marker{display:none}

.container{max-width:var(--wrap);margin-inline:auto;padding-inline:20px}
.container.narrow{max-width:760px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.ico{width:20px;height:20px;flex:none}

.skip-link{position:absolute;left:-9999px;top:0;z-index:300;background:var(--brand);color:#fff;padding:10px 18px;border-radius:0 0 10px 0;font-weight:700}
.skip-link:focus{left:0}
:focus-visible{outline:3px solid var(--brand);outline-offset:2px;border-radius:4px}

/* ---------- Header (커머스형: 로고 + 검색 + 계산기 CTA) ---------- */
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:16px;height:var(--header-h)}
.brand{display:flex;align-items:center;gap:9px;flex:none;color:var(--ink)}
.brand:hover{text-decoration:none}
.brand-mark{width:32px;height:32px;flex:none}
.brand-mark svg{width:32px;height:32px}
.brand-text{display:flex;flex-direction:column;line-height:1.15}
.brand-text b{font-size:19px;font-weight:800;letter-spacing:-.04em}
.brand-text small{font-size:11px;color:var(--ink-4);font-weight:500;letter-spacing:-.02em}

.header-search{position:relative;flex:1;max-width:440px;display:flex;align-items:center;gap:6px;background:var(--line-2);border:1px solid var(--line);border-radius:999px;padding:4px 6px 4px 16px;transition:.15s}
.header-search:focus-within{background:#fff;border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-50)}
.header-search input{flex:1;min-width:0;border:0;background:none;outline:none;font-size:16px;height:34px;color:var(--ink)}
.header-search button{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--brand);color:#fff;flex:none}
.header-search button:hover{background:var(--brand-700)}

.header-actions{margin-left:auto;display:flex;align-items:center;gap:8px;flex:none}
.btn-calc{display:inline-flex;align-items:center;gap:6px;background:var(--accent);color:#fff;font-weight:700;font-size:14px;padding:9px 16px;border-radius:999px;box-shadow:0 3px 12px rgba(255,107,44,.3)}
.btn-calc:hover{background:var(--accent-600);color:#fff;text-decoration:none}
.btn-calc .ico{width:17px;height:17px}
.icon-btn{width:var(--tap);height:var(--tap);border:1px solid var(--line);background:#fff;border-radius:12px;display:grid;place-items:center;color:var(--ink-2)}
.icon-btn:hover{border-color:var(--brand);color:var(--brand)}
.only-mobile{display:none}
.nav-toggle{display:none}

.gnb{border-top:1px solid var(--line-2);background:#fff}
.gnb ul{display:flex;gap:2px;list-style:none;margin:0;padding:0;height:var(--gnb-h);align-items:center;overflow-x:auto;scrollbar-width:none}
.gnb ul::-webkit-scrollbar{display:none}
.nav-link{padding:7px 13px;border-radius:9px;color:var(--ink-2);font-weight:600;font-size:14.5px;white-space:nowrap;display:block}
.nav-link:hover{background:var(--brand-50);color:var(--brand-700);text-decoration:none}
.nav-link.is-active{color:var(--brand);background:var(--brand-50)}

.mobile-nav{border-top:1px solid var(--line);background:#fff;padding:14px 0 18px;box-shadow:var(--sh-l)}
.m-search{display:flex;gap:6px;background:var(--line-2);border-radius:12px;padding:5px 6px 5px 14px;margin-bottom:14px}
/* iOS 는 입력 글꼴이 16px 미만이면 포커스 시 화면을 확대한다 → 16px 고정 */
.m-search input{flex:1;min-width:0;border:0;background:none;outline:none;height:38px;font-size:16px}
.m-search button{width:36px;height:36px;border-radius:9px;background:var(--brand);color:#fff;display:grid;place-items:center}
.m-nav-list{list-style:none;margin:0 0 14px;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:6px}
.m-nav-list a{display:flex;align-items:center;gap:10px;padding:11px 12px;border-radius:12px;color:var(--ink);font-weight:600;font-size:15px;border:1px solid var(--line)}
.m-nav-list a:hover{background:var(--brand-50);text-decoration:none}
.m-ico{width:30px;height:30px;border-radius:9px;display:grid;place-items:center;background:color-mix(in srgb,var(--c) 12%,#fff);color:var(--c)}
.m-ico .ico{width:17px;height:17px}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;padding:12px 22px;border-radius:12px;font-weight:700;font-size:15px;border:1px solid transparent;transition:.15s}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--brand);color:#fff;box-shadow:0 4px 14px rgba(31,98,224,.25)}
.btn-primary:hover{background:var(--brand-700);color:#fff}
.btn-accent{background:var(--accent);color:#fff;box-shadow:0 4px 14px rgba(255,107,44,.28)}
.btn-accent:hover{background:var(--accent-600);color:#fff}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--brand);color:var(--brand)}
.btn-hero-ghost{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.4);color:#fff}
.btn-hero-ghost:hover{background:rgba(255,255,255,.24);color:#fff}
.btn-block{width:100%}
.btn-lg{padding:14px 26px;font-size:16px;border-radius:14px}

/* ---------- Breadcrumb ---------- */
.breadcrumb{padding:14px 0 2px}
.breadcrumb ol{display:flex;flex-wrap:wrap;gap:6px;list-style:none;margin:0;padding:0;font-size:13px;color:var(--ink-4)}
.breadcrumb li+li::before{content:"›";margin-right:6px;color:var(--ink-4)}
.breadcrumb a{color:var(--ink-3)}
.breadcrumb li[aria-current] span{color:var(--ink-2);font-weight:600}

/* ---------- Hero ---------- */
/* 히어로는 overflow 를 열어 두어야 검색 자동완성 목록이 잘리지 않는다.
   장식용 원은 별도의 클리핑 레이어(.hero-deco) 안에서만 넘치게 한다. */
.hero{background:linear-gradient(155deg,#123f96 0%,var(--brand) 52%,#4b8bff 100%);color:#fff;position:relative}
.hero-deco{position:absolute;inset:0;overflow:hidden;pointer-events:none;z-index:0}
.hero-deco::after{content:"";position:absolute;right:-160px;top:-180px;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),transparent 62%)}
.hero-inner{display:grid;grid-template-columns:1.15fr .85fr;gap:36px;align-items:center;padding-block:52px 56px;position:relative;z-index:1}
.hero-eyebrow{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.28);padding:6px 14px;border-radius:999px;font-size:12.5px;font-weight:600;margin-bottom:18px}
.hero-title{font-size:clamp(28px,4.3vw,42px);font-weight:800;letter-spacing:-.04em;margin-bottom:14px}
.hero-title em{font-style:normal;color:var(--gold)}
.hero-desc{font-size:clamp(15px,1.8vw,17px);color:rgba(255,255,255,.9);max-width:520px;margin-bottom:24px;line-height:1.72}
.hero-acts{display:flex;flex-wrap:wrap;gap:10px}
.hero-chips{display:flex;flex-wrap:wrap;gap:7px}
.chip-link{background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.26);color:#fff;font-size:13px;font-weight:600;padding:7px 13px;border-radius:999px}
.chip-link:hover{background:rgba(255,255,255,.24);text-decoration:none;color:#fff}

/* 메인 검색창 */
.hero-search{position:relative;display:flex;align-items:center;gap:10px;background:#fff;border-radius:16px;padding:6px 6px 6px 18px;box-shadow:var(--sh-l);max-width:560px;margin-bottom:14px}
.hero-search .hs-ico{color:var(--ink-4);flex:none}
.hero-search input{flex:1;min-width:0;border:0;outline:none;height:50px;font-size:16px;color:var(--ink);background:none;letter-spacing:-.015em}
.hero-search input::placeholder{color:var(--ink-4)}
.hero-search .btn{flex:none;padding:12px 20px;border-radius:12px}
.hero-search:focus-within{box-shadow:0 0 0 4px rgba(255,255,255,.35), var(--sh-l)}

/* 추천 검색어 */
.hero-suggest{display:flex;align-items:flex-start;gap:10px;flex-wrap:wrap;margin-bottom:26px;max-width:640px}
.hs-label{flex:none;font-size:12.5px;font-weight:700;color:rgba(255,255,255,.72);padding:7px 0;letter-spacing:-.02em}

/* ---------- 검색 자동완성 목록 ---------- */
.ac-panel{position:absolute;left:0;right:0;top:calc(100% + 8px);background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--sh-l);padding:8px;z-index:70;max-height:min(62vh,460px);overflow-y:auto;overscroll-behavior:contain;text-align:left}
.ac-head{font-size:11.5px;font-weight:700;color:var(--ink-4);padding:6px 12px 8px;letter-spacing:.02em}
.ac-item{display:flex;align-items:flex-start;gap:10px;padding:11px 12px;border-radius:11px;color:var(--ink)}
.ac-item:hover,.ac-item.is-active{background:var(--brand-50);text-decoration:none}
.ac-item.is-active{outline:2px solid var(--brand);outline-offset:-2px}
.ac-cat{flex:none;font-size:11px;font-weight:700;padding:3px 8px;border-radius:6px;background:color-mix(in srgb,var(--c) 12%,#fff);color:var(--c);margin-top:2px}
.ac-tx{min-width:0}
.ac-tx b{display:block;font-size:14.5px;font-weight:700;line-height:1.45;color:var(--ink)}
.ac-tx small{display:block;font-size:12.5px;color:var(--ink-3);line-height:1.5;margin-top:2px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.ac-item mark{background:#fff2c6;color:inherit;border-radius:3px;padding:0 1px}
.ac-empty{padding:16px 12px;font-size:14px;color:var(--ink-3);line-height:1.7}
.ac-empty a{font-weight:700}
.ac-more{display:block;margin-top:4px;padding:12px;text-align:center;font-size:13.5px;font-weight:700;color:var(--brand);border-top:1px solid var(--line-2);border-radius:0 0 11px 11px}
.ac-more:hover{background:var(--brand-50);text-decoration:none}

.hero-visual{position:relative;height:280px}
.hv-card{position:absolute;background:#fff;color:var(--ink);border-radius:var(--r);padding:16px 18px;box-shadow:var(--sh-l);min-width:190px}
.hv-card b{display:block;font-size:20px;font-weight:800;letter-spacing:-.03em}
.hv-card small{display:block;font-size:12.5px;color:var(--ink-3);margin-top:2px}
.hv-tag{display:inline-block;font-size:11.5px;font-weight:700;padding:3px 9px;border-radius:999px;background:var(--brand-50);color:var(--brand-700);margin-bottom:7px}
.hv-tag-b{background:var(--accent-50);color:var(--accent-600)}
.hv-tag-g{background:var(--mint-50);color:var(--mint)}
.hv-1{top:6px;left:0}
.hv-2{top:96px;right:8px}
.hv-3{bottom:2px;left:34px}

/* ---------- 카테고리 원형 바 (굿리치몰 시그니처) ---------- */
.catbar-wrap{background:#fff;border-bottom:1px solid var(--line)}
.catbar{display:flex;gap:6px;padding:18px 0;overflow-x:auto;scrollbar-width:none}
.catbar::-webkit-scrollbar{display:none}
.catbar-item{flex:1;min-width:82px;display:flex;flex-direction:column;align-items:center;gap:8px;padding:6px 4px;border-radius:14px;color:var(--ink-2)}
.catbar-item:hover{background:var(--line-2);text-decoration:none}
.cb-ico{width:50px;height:50px;border-radius:17px;display:grid;place-items:center;background:color-mix(in srgb,var(--c) 11%,#fff);color:var(--c);transition:.15s}
.catbar-item:hover .cb-ico{transform:translateY(-2px);box-shadow:0 6px 16px color-mix(in srgb,var(--c) 24%,transparent)}
.cb-ico .ico{width:24px;height:24px}
.cb-name{font-size:12.5px;font-weight:700;letter-spacing:-.02em;white-space:nowrap}
.catbar-tool .cb-ico{background:linear-gradient(135deg,var(--accent),#ff9a5c);color:#fff}

/* ---------- Sections ---------- */
.section{padding:52px 0}
.section-tint{background:linear-gradient(180deg,#fff,var(--brand-50))}
.section-head{margin-bottom:24px}
.section-head h2{font-size:clamp(21px,2.7vw,27px);font-weight:800;margin-bottom:6px}
.section-head p{color:var(--ink-3);font-size:15px}
.section-head-row{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;flex-wrap:wrap}
.more-link{font-size:14px;font-weight:700;color:var(--brand);display:inline-flex;align-items:center;gap:4px;white-space:nowrap}
.more-link .ico{width:16px;height:16px}

/* ---------- Cards ---------- */
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-s);transition:.18s;overflow:hidden}
.card:hover{box-shadow:var(--sh-l);transform:translateY(-2px);border-color:var(--brand-100)}
.card-link{display:block;color:inherit;height:100%}
.card-link:hover{text-decoration:none}
.card-body{padding:20px}
.chip{display:inline-block;font-size:11.5px;font-weight:700;padding:4px 10px;border-radius:999px;background:color-mix(in srgb,var(--c) 11%,#fff);color:var(--c);margin-bottom:11px}
.chip-lg{font-size:13px;padding:6px 14px;margin-bottom:14px}
.card-title{font-size:17px;font-weight:700;margin-bottom:8px;letter-spacing:-.03em}
.card-desc{font-size:14px;color:var(--ink-3);line-height:1.65;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.card-meta{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin-top:14px;padding-top:13px;border-top:1px solid var(--line-2);font-size:12.5px;color:var(--ink-4)}
.meta-item{display:inline-flex;align-items:center;gap:4px}
.meta-item .ico{width:14px;height:14px}
.badge-pillar{background:var(--accent-50);color:var(--accent-600);font-size:11.5px;font-weight:800;padding:3px 9px;border-radius:6px}

.cat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.cat-card{display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;color:var(--ink);box-shadow:var(--sh-s);transition:.15s}
.cat-card:hover{text-decoration:none;border-color:var(--c);box-shadow:var(--sh);transform:translateY(-2px)}
.cat-ico{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:color-mix(in srgb,var(--c) 11%,#fff);color:var(--c)}
.cat-ico .ico{width:22px;height:22px}
.cat-name{font-weight:700;font-size:16px}
.cat-count{font-size:12.5px;color:var(--ink-4)}
.cat-card.is-soon{opacity:.86}
.cat-card.is-soon .cat-count{color:var(--ink-4)}

/* ---------- Feature (필러 글) ---------- */
.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.feature-card{display:grid;grid-template-columns:1.35fr .65fr;background:#fff;border:1px solid var(--line);border-radius:var(--r-l);overflow:hidden;color:var(--ink);box-shadow:var(--sh-s);transition:.18s}
.feature-card:hover{text-decoration:none;box-shadow:var(--sh-l);transform:translateY(-2px)}
.fc-body{padding:24px}
.fc-body h3{font-size:19px;font-weight:800;margin:11px 0 8px;letter-spacing:-.03em}
.fc-body p{font-size:14px;color:var(--ink-3);line-height:1.66;margin-bottom:14px}
.fc-cta{display:inline-flex;align-items:center;gap:5px;font-size:14px;font-weight:700;color:var(--c,var(--brand))}
.fc-cta .ico{width:16px;height:16px}
.fc-side{background:linear-gradient(160deg,var(--brand-50),#fff);padding:24px 20px;border-left:1px solid var(--line-2)}
.fc-side ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}
.fc-side li{font-size:13px;color:var(--ink-2);line-height:1.5;padding-left:17px;position:relative}
.fc-side li::before{content:"";position:absolute;left:0;top:8px;width:7px;height:7px;border-radius:50%;background:var(--c,var(--brand))}

/* ---------- 계산기 배너 ---------- */
.tool-banner{display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:32px;box-shadow:var(--sh)}
.tb-copy h2{font-size:clamp(20px,2.6vw,26px);font-weight:800;margin-bottom:10px}
.tb-copy p{color:var(--ink-3);font-size:15px;margin-bottom:18px;line-height:1.7}
.tb-visual{background:linear-gradient(160deg,var(--brand-800),var(--brand));border-radius:var(--r);padding:22px;color:#fff}
.tbv-row{display:flex;justify-content:space-between;align-items:center;padding:9px 0;font-size:14px}
.tbv-row span{color:rgba(255,255,255,.72)}
.tbv-row b{font-weight:700}
.tbv-line{border-bottom:1px dashed rgba(255,255,255,.3);padding-bottom:12px;margin-bottom:4px}
.tbv-total{display:flex;justify-content:space-between;align-items:baseline;padding-top:10px}
.tbv-total span{color:rgba(255,255,255,.72);font-size:14px}
.tbv-total b{font-size:22px;font-weight:800;color:var(--gold)}

/* ---------- Trust ---------- */
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.trust-item{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.ti-ico{width:44px;height:44px;border-radius:14px;background:var(--brand-50);color:var(--brand);display:grid;place-items:center;margin-bottom:12px}
.ti-ico .ico{width:22px;height:22px}
.trust-item b{display:block;font-size:16px;margin-bottom:6px}
.trust-item p{font-size:14px;color:var(--ink-3);line-height:1.66}

/* ---------- 카테고리 헤더 ---------- */
.cat-hero{background:linear-gradient(160deg,color-mix(in srgb,var(--c) 10%,#fff),#fff);border-bottom:1px solid var(--line);padding:34px 0 30px}
.cat-hero-ico{width:52px;height:52px;border-radius:16px;background:var(--c);color:#fff;display:grid;place-items:center;margin-bottom:14px}
.cat-hero-ico .ico{width:26px;height:26px}
.cat-hero h1{font-size:clamp(23px,3.2vw,31px);font-weight:800;margin-bottom:10px}
.cat-hero p{color:var(--ink-3);max-width:720px;font-size:15.5px;line-height:1.72}
.cat-hero-count{display:inline-block;margin-top:14px;font-size:13px;font-weight:700;color:var(--c);background:#fff;border:1px solid color-mix(in srgb,var(--c) 26%,#fff);padding:5px 13px;border-radius:999px}

.empty-state{background:#fff;border:1px dashed var(--line);border-radius:var(--r-l);padding:36px;text-align:center}
.es-title{font-size:19px;font-weight:800;margin-bottom:8px}
.es-desc{color:var(--ink-3);margin-bottom:20px}
.es-topics{list-style:none;margin:0 auto 22px;padding:0;max-width:560px;text-align:left;display:flex;flex-direction:column;gap:8px}
.es-topics li{display:flex;align-items:center;gap:9px;font-size:14.5px;color:var(--ink-2);background:var(--line-2);padding:10px 14px;border-radius:10px}
.es-topics .ico{width:16px;height:16px;color:var(--mint)}
.es-actions{display:flex;gap:10px;justify-content:center;flex-wrap:wrap}

/* ---------- Article ---------- */
.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:36px;align-items:start;padding-bottom:60px}
.article{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:34px;box-shadow:var(--sh-s);min-width:0}
.article-static{margin-bottom:60px}
.article-head{padding-bottom:20px;border-bottom:1px solid var(--line-2);margin-bottom:22px}
.article-title{font-size:clamp(25px,3.6vw,34px);font-weight:800;letter-spacing:-.038em;margin-bottom:12px}
.article-lead{color:var(--ink-3);font-size:16px;line-height:1.72}
.article-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px;font-size:12.5px;color:var(--ink-4)}
.am-item{display:inline-flex;align-items:center;gap:5px;background:var(--line-2);padding:5px 11px;border-radius:999px}
.am-item .ico{width:14px;height:14px}
.am-src{background:var(--brand-50);color:var(--brand-700);font-weight:600}
.am-author{background:var(--mint-50);color:#087f5b;font-weight:700}

.key-summary{background:linear-gradient(160deg,var(--accent-50),#fff);border:1px solid color-mix(in srgb,var(--accent) 22%,#fff);border-radius:var(--r);padding:20px 22px;margin-bottom:22px}
.ks-h{font-size:14px;font-weight:800;color:var(--accent-600);margin-bottom:10px}
.key-summary ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.key-summary li{position:relative;padding-left:22px;font-size:15px;color:var(--ink-2);line-height:1.62}
.key-summary li::before{content:"✓";position:absolute;left:0;top:0;color:var(--accent);font-weight:800}

/* 목차 */
.toc{border:1px solid var(--line);border-radius:var(--r);margin-bottom:26px;background:var(--line-2)}
.toc summary{display:flex;align-items:center;justify-content:space-between;padding:13px 18px;font-weight:700;font-size:15px}
.toc-title{display:inline-flex;align-items:center;gap:7px}
.toc-toggle{font-size:12px;color:var(--ink-4);font-weight:500}
.toc-list{margin:0;padding:0 18px 16px 34px;display:flex;flex-direction:column;gap:6px}
.toc-list li{font-size:14.5px}
.toc-list a{color:var(--ink-2)}
.toc-l3{margin-left:14px;font-size:13.5px;list-style:none;position:relative}
.toc-l3::before{content:"–";position:absolute;left:-14px;color:var(--ink-4)}

/* ---------- Prose ---------- */
.prose{font-size:16.5px;line-height:1.85;color:var(--ink-2)}
.prose>*+*{margin-top:1.05em}
.prose p{margin:0}
.prose strong{color:var(--ink);font-weight:700}
.prose code{background:var(--line-2);border:1px solid var(--line);border-radius:6px;padding:1px 6px;font-size:.9em;color:var(--brand-700)}
.prose hr{border:0;border-top:1px solid var(--line);margin:2em 0}
.hd{position:relative;color:var(--ink);scroll-margin-top:calc(var(--header-h) + 20px)}
.hd-2{font-size:clamp(20px,2.6vw,24px);font-weight:800;margin-top:2em!important;padding-top:.5em;border-top:2px solid var(--line-2)}
.hd-3{font-size:clamp(17.5px,2.1vw,19.5px);font-weight:700;margin-top:1.7em!important;color:var(--brand-800)}
.hd-4{font-size:16.5px;font-weight:700;margin-top:1.4em!important}
.anchor{opacity:0;margin-left:8px;color:var(--ink-4);font-size:.75em;text-decoration:none;transition:.15s}
.hd:hover .anchor{opacity:1}

.prose .md-ul,.prose .md-ol{padding-left:1.35em;display:flex;flex-direction:column;gap:.42em}
.prose .md-ul li::marker{color:var(--brand)}
.prose .md-ol li::marker{color:var(--brand);font-weight:700}

/* 표는 좁은 화면에서 가로 스크롤된다.
   더 볼 내용이 남았는지 알 수 있도록 스크롤 그림자를 넣는다(추가 마크업 불필요). */
.table-wrap{
  overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff;
  -webkit-overflow-scrolling:touch;overscroll-behavior-x:contain;
  background-image:
    linear-gradient(to right,#fff 30%,rgba(255,255,255,0)),
    linear-gradient(to left,#fff 30%,rgba(255,255,255,0)),
    radial-gradient(farthest-side at 0 50%,rgba(16,23,37,.13),rgba(16,23,37,0)),
    radial-gradient(farthest-side at 100% 50%,rgba(16,23,37,.13),rgba(16,23,37,0));
  background-position:left center,right center,left center,right center;
  background-repeat:no-repeat;
  background-size:36px 100%,36px 100%,14px 100%,14px 100%;
  background-attachment:local,local,scroll,scroll;
}
.table-wrap table{min-width:460px;font-size:14.5px}
.table-wrap th,.table-wrap td{padding:11px 14px;border-bottom:1px solid var(--line-2);text-align:left;vertical-align:top}
.table-wrap thead th{background:var(--brand-50);color:var(--brand-800);font-weight:700;white-space:nowrap;border-bottom:1px solid var(--brand-100)}
.table-wrap tbody th{font-weight:700;color:var(--ink);background:#fcfdff;white-space:nowrap}
.table-wrap tbody tr:last-child th,.table-wrap tbody tr:last-child td{border-bottom:0}
.table-wrap tbody tr:hover{background:var(--line-2)}

.prose blockquote{border-left:4px solid var(--brand-100);background:var(--brand-50);margin:0;padding:14px 18px;border-radius:0 var(--r-s) var(--r-s) 0;color:var(--ink-2);font-size:15.5px}

.fig{margin:1.6em 0}
.fig img{border:1px solid var(--line);border-radius:var(--r);width:100%}
.fig figcaption{font-size:13px;color:var(--ink-4);text-align:center;margin-top:9px}

/* 콜아웃 */
.callout{border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:var(--r-s);padding:16px 18px;background:#fff}
.callout-title{font-weight:800;font-size:14.5px;color:var(--ink);margin-bottom:8px;display:flex;align-items:center;gap:7px}
.callout-ico{font-size:15px}
.callout-body{font-size:15.5px;line-height:1.75}
.callout-body>*+*{margin-top:.6em}
.callout-body .md-ul,.callout-body .md-ol{padding-left:1.25em;display:flex;flex-direction:column;gap:.32em}
.callout-tip{border-left-color:var(--accent);background:var(--accent-50)}
.callout-info{border-left-color:var(--brand);background:var(--brand-50)}
.callout-warn{border-left-color:var(--warn);background:var(--warn-50)}
.callout-check{border-left-color:var(--mint);background:var(--mint-50)}
.callout-money{border-left-color:var(--brand-800);background:#f3f7ff}
.callout-law{border-left-color:var(--ink-3);background:var(--line-2)}
.callout-source{border-left-color:var(--mint);background:#fff}
.callout-link{border-left-color:var(--gold);background:#fffaef}

/* 링크 표시 */
.in-link{font-weight:600;color:var(--brand-700);text-decoration:underline;text-decoration-color:var(--brand-100);text-underline-offset:3px}
.in-link:hover{text-decoration-color:var(--brand)}
.ext-link{font-weight:600;color:var(--brand-700);text-decoration:underline;text-decoration-color:var(--brand-100);text-underline-offset:3px}
.ext-ico{display:inline-block;width:11px;height:11px;margin-left:3px;vertical-align:-1px;background:currentColor;-webkit-mask:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M14 3h7v7M21 3l-9 9M19 14v5a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V7a2 2 0 0 1 2-2h5' fill='none' stroke='%23000' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;
  mask:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M14 3h7v7M21 3l-9 9M19 14v5a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V7a2 2 0 0 1 2-2h5' fill='none' stroke='%23000' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.partner-link{color:var(--accent-600);text-decoration-color:color-mix(in srgb,var(--accent) 40%,#fff)}

/* ---------- FAQ ---------- */
.faq-section{margin-top:44px}
.faq-list{display:flex;flex-direction:column;gap:10px;margin-top:18px}
.faq-item{border:1px solid var(--line);border-radius:var(--r);background:#fff;overflow:hidden}
.faq-item[open]{border-color:var(--brand-100);box-shadow:var(--sh-s)}
.faq-item summary{display:flex;gap:10px;align-items:flex-start;padding:16px 18px;font-weight:700;font-size:15.5px;color:var(--ink);line-height:1.55}
.faq-item summary:hover{background:var(--brand-50)}
.faq-q{width:22px;height:22px;flex:none;border-radius:7px;background:var(--brand);color:#fff;display:grid;place-items:center;font-size:12px;font-weight:800;margin-top:1px}
.faq-a{display:flex;gap:10px;padding:0 18px 18px;font-size:15.5px;color:var(--ink-2);line-height:1.78}
.faq-a-mark{width:22px;height:22px;flex:none;border-radius:7px;background:var(--line-2);color:var(--ink-3);display:grid;place-items:center;font-size:12px;font-weight:800;margin-top:2px}

/* ---------- 필러 스포크 목차 ---------- */
.pillar-nav{margin-top:44px;background:linear-gradient(160deg,var(--brand-50),#fff);border:1px solid var(--brand-100);border-radius:var(--r-l);padding:26px}
.pillar-h{font-size:19px;font-weight:800;margin-bottom:16px}
.pillar-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.pillar-item{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--r-s);padding:14px 16px;color:var(--ink)}
.pillar-item:hover{text-decoration:none;border-color:var(--brand);box-shadow:var(--sh-s)}
.pillar-num{font-size:13px;font-weight:800;color:var(--brand);flex:none;background:var(--brand-50);width:28px;height:28px;border-radius:9px;display:grid;place-items:center}
.pillar-tx b{display:block;font-size:15px;font-weight:700;line-height:1.45;margin-bottom:3px}
.pillar-tx small{display:block;font-size:12.5px;color:var(--ink-4);line-height:1.5}

/* ---------- 출처 박스 ---------- */
.source-box{margin-top:40px;background:var(--line-2);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.src-h{font-size:15px;font-weight:800;margin-bottom:11px}
.src-list{margin:0 0 12px;padding-left:1.2em;display:flex;flex-direction:column;gap:5px;font-size:14.5px}
.src-note{font-size:13.5px;color:var(--ink-3);line-height:1.7}
.src-updated{font-size:13px;color:var(--ink-4);margin-top:12px;padding-top:12px;border-top:1px solid var(--line)}

/* ---------- 작성자 ---------- */
.author-box{margin-top:40px;display:flex;gap:16px;align-items:flex-start;border:1px solid var(--brand-100);background:var(--brand-50);border-radius:var(--r);padding:20px 22px}
.author-avatar{width:48px;height:48px;flex:none;display:grid;place-items:center;border-radius:50%;background:var(--brand);color:#fff;font-size:19px;font-weight:800}
.author-label{font-size:12px;font-weight:800;color:var(--brand-700);margin-bottom:2px}
.author-copy h2{font-size:18px;margin:0 0 5px}
.author-copy h2 a{color:var(--ink)}
.author-copy>p:last-child{font-size:13.5px;color:var(--ink-3);line-height:1.65}

/* ---------- 관련 글 ---------- */
.related{margin-top:36px}
.rel-heading{font-size:18px;font-weight:800;margin-bottom:14px}
.rel-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.rel-list a{display:flex;align-items:center;gap:11px;background:#fff;border:1px solid var(--line);border-radius:var(--r-s);padding:13px 16px;color:var(--ink)}
.rel-list a:hover{text-decoration:none;border-color:var(--brand);background:var(--brand-50)}
.rel-chip{font-size:11.5px;font-weight:700;padding:3px 9px;border-radius:6px;background:color-mix(in srgb,var(--c) 12%,#fff);color:var(--c);flex:none}
.rel-title{flex:1;font-size:15px;font-weight:600;line-height:1.5}
.rel-arrow{width:17px;height:17px;color:var(--ink-4);flex:none}

/* ---------- Sidebar ---------- */
.sidebar{min-width:0}
.side-sticky{position:sticky;top:calc(var(--header-h) + 16px);display:flex;flex-direction:column;gap:14px}
.side-toc,.side-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px}
.side-h{font-size:13px;font-weight:800;color:var(--ink-4);letter-spacing:.02em;margin-bottom:11px;text-transform:uppercase}
.side-toc-list{margin:0;padding-left:1.2em;display:flex;flex-direction:column;gap:8px;font-size:14px}
.side-toc-list a{color:var(--ink-2);line-height:1.5}
.side-toc-list a.is-current{color:var(--brand);font-weight:700}
.side-cta .btn{margin-bottom:8px;font-size:14.5px;padding:11px 18px}
.side-note{font-size:12px;color:var(--ink-4);line-height:1.6;margin-top:6px}
.side-steps{margin:0;padding-left:1.2em;display:flex;flex-direction:column;gap:7px;font-size:14px;color:var(--ink-2)}
.side-steps li::marker{color:var(--brand);font-weight:700}

/* ---------- 애드센스 ---------- */
.ad-wrap{margin:26px 0;text-align:center}
.ad-label{display:block;font-size:11px;color:var(--ink-4);margin-bottom:5px;letter-spacing:.04em}
.ad-slot{display:block;min-height:100px}
.ad-placeholder{border:1px dashed var(--line);border-radius:var(--r-s);background:var(--line-2);color:var(--ink-4);font-size:13px;display:grid;place-items:center;min-height:120px}
.ad-sidebar{margin:0}

/* ---------- 계산기 ---------- */
.tool-hero{background:linear-gradient(155deg,var(--brand-800),var(--brand) 62%,#4b8bff);color:#fff;padding:36px 0 34px}
.tool-badge{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.17);border:1px solid rgba(255,255,255,.3);padding:6px 14px;border-radius:999px;font-size:12.5px;font-weight:700;margin-bottom:14px}
.tool-hero h1{font-size:clamp(24px,3.4vw,33px);font-weight:800;margin-bottom:10px}
.tool-hero p{color:rgba(255,255,255,.9);max-width:720px;font-size:15.5px;line-height:1.7}
.tool-asof{margin-top:12px;font-size:13px;color:rgba(255,255,255,.78)!important}
.tool-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:36px;align-items:start;padding-block:32px 60px}
.tool-main{min-width:0}
.tool-prose{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:32px;margin-top:24px}

.calc{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:28px;box-shadow:var(--sh)}
.calc-h{font-size:20px;font-weight:800;margin-bottom:20px}
.calc-row{margin-bottom:22px}
.calc-label{display:block;font-size:14px;font-weight:700;color:var(--ink-2);margin-bottom:9px}
.calc-input-wrap{display:flex;align-items:center;gap:8px;border:2px solid var(--line);border-radius:14px;padding:0 16px;background:#fff;transition:.15s}
.calc-input-wrap:focus-within{border-color:var(--brand);box-shadow:0 0 0 4px var(--brand-50)}
.calc-input{flex:1;min-width:0;border:0;outline:none;height:56px;font-size:22px;font-weight:700;letter-spacing:-.02em;color:var(--ink);background:none}
.calc-input::placeholder{color:var(--ink-4);font-weight:500;font-size:17px}
.calc-unit{font-size:16px;font-weight:700;color:var(--ink-3);flex:none}
.calc-hint{margin-top:7px;font-size:13.5px;color:var(--brand-700);font-weight:600;min-height:20px}
.calc-quick{display:flex;flex-wrap:wrap;gap:6px;margin-top:11px}
.quick-btn{border:1px solid var(--line);background:#fff;border-radius:999px;padding:6px 14px;font-size:13px;font-weight:600;color:var(--ink-2)}
.quick-btn:hover{border-color:var(--brand);color:var(--brand);background:var(--brand-50)}

.seg{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;background:var(--line-2);padding:5px;border-radius:14px}
.seg-item{position:relative}
.seg-item input{position:absolute;opacity:0;width:0;height:0}
.seg-item span{display:block;text-align:center;padding:11px 6px;border-radius:10px;font-size:14px;font-weight:700;color:var(--ink-3);transition:.15s}
.seg-item:hover span{color:var(--brand)}
.seg-item input:checked+span{background:#fff;color:var(--brand);box-shadow:var(--sh-s)}
.seg-item input:focus-visible+span{outline:3px solid var(--brand);outline-offset:2px}

.calc-checks{display:flex;flex-direction:column;gap:9px}
.chk{display:flex;gap:11px;align-items:flex-start;border:1px solid var(--line);border-radius:12px;padding:13px 15px;cursor:pointer;transition:.15s}
.chk:hover{border-color:var(--brand);background:var(--brand-50)}
.chk input{width:20px;height:20px;flex:none;margin-top:1px;accent-color:var(--brand)}
.chk span{font-size:14.5px;color:var(--ink-2);line-height:1.5}
.chk small{display:block;font-size:12.5px;color:var(--ink-4);margin-top:2px}
.chk:has(input:checked){border-color:var(--brand);background:var(--brand-50)}

.calc-actions{display:flex;gap:10px;align-items:center}
.calc-actions .btn-block{flex:1}
.calc-actions .btn-ghost{flex:none;padding:12px 16px}

.calc-result{margin-top:24px;border:2px solid var(--brand);border-radius:var(--r-l);overflow:hidden;background:linear-gradient(160deg,var(--brand-50),#fff)}
.cr-label{padding:18px 22px 0;font-size:13px;font-weight:700;color:var(--brand-700)}
.cr-total{padding:2px 22px 0;display:flex;align-items:baseline;gap:5px}
.cr-total b{font-size:clamp(30px,5vw,40px);font-weight:800;letter-spacing:-.04em;color:var(--brand-800)}
.cr-total span{font-size:19px;font-weight:700;color:var(--ink-3)}
.cr-han{padding:2px 22px 16px;font-size:14px;color:var(--ink-3);font-weight:600}
.cr-table{background:#fff;border-top:1px solid var(--brand-100);font-size:14.5px}
.cr-table th,.cr-table td{padding:11px 22px;border-bottom:1px solid var(--line-2);text-align:left}
.cr-table thead th{background:#fbfcff;font-size:12.5px;color:var(--ink-4);font-weight:700}
.cr-table tbody th{font-weight:700}
.cr-table td:last-child{text-align:right;font-weight:700;font-variant-numeric:tabular-nums}
.cr-note{padding:14px 22px;font-size:13px;color:var(--ink-3);line-height:1.7;background:#fff}
.cr-cta{display:flex;gap:9px;padding:0 22px 20px;background:#fff;flex-wrap:wrap}
.cr-cta .btn{flex:1;min-width:180px;font-size:14.5px;padding:12px 16px}
.calc-disclaimer{margin-top:18px;font-size:12.5px;color:var(--ink-4);line-height:1.7;background:var(--line-2);border-radius:var(--r-s);padding:14px 16px}

.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tool-card{display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;color:var(--ink);box-shadow:var(--sh-s);transition:.15s}
.tool-card:hover{text-decoration:none;border-color:var(--accent);box-shadow:var(--sh);transform:translateY(-2px)}
.tc-ico{width:46px;height:46px;border-radius:15px;background:var(--accent-50);color:var(--accent-600);display:grid;place-items:center;margin-bottom:4px}
.tc-ico .ico{width:23px;height:23px}
.tool-card b{font-size:17px;font-weight:700}
.tool-card small{font-size:13.5px;color:var(--ink-3);line-height:1.62}
.tc-cta{margin-top:6px;font-size:13.5px;font-weight:700;color:var(--accent-600);display:inline-flex;align-items:center;gap:4px}
.tc-cta .ico{width:15px;height:15px}

/* ---------- 검색 / 404 ---------- */
.page-h1{font-size:clamp(24px,3.4vw,32px);font-weight:800;margin:24px 0 18px}
.search-page{padding-bottom:70px}
.search-form{display:flex;align-items:center;gap:10px;background:#fff;border:2px solid var(--line);border-radius:14px;padding:0 16px;transition:.15s}
.search-form:focus-within{border-color:var(--brand);box-shadow:0 0 0 4px var(--brand-50)}
.hs-ico{color:var(--ink-4);width:20px;height:20px;flex:none}
.search-form input{flex:1;min-width:0;border:0;outline:none;height:52px;font-size:16px;background:none}
.search-hint{margin-top:12px;color:var(--ink-4);font-size:14px}
.search-results{margin-top:22px;display:flex;flex-direction:column;gap:10px}
.sr-item{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;color:var(--ink)}
.sr-item:hover{text-decoration:none;border-color:var(--brand);box-shadow:var(--sh-s)}
.sr-item b{display:block;font-size:16.5px;margin-bottom:5px}
.sr-item p{font-size:14px;color:var(--ink-3);line-height:1.6}
.sr-item mark{background:#fff2c6;color:inherit;border-radius:3px;padding:0 2px}
.sr-cat{display:inline-block;font-size:11.5px;font-weight:700;color:var(--brand);background:var(--brand-50);padding:3px 9px;border-radius:6px;margin-bottom:8px}

.nf{text-align:center;padding:60px 20px 80px}
.nf-code{font-size:64px;font-weight:800;color:var(--brand-100);line-height:1}
.nf-desc{color:var(--ink-3);margin-bottom:22px}
.nf-actions{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-bottom:36px}
.nf-h2{font-size:18px;font-weight:800;margin-bottom:16px}
.nf-grid{text-align:left}

/* ---------- Footer ---------- */
.site-footer{background:#0f1a2e;color:#a9b4c7;margin-top:0;padding-top:46px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;padding-bottom:34px}
.f-logo{font-size:19px;font-weight:800;color:#fff;margin-bottom:10px}
.f-desc{font-size:14px;line-height:1.72;margin-bottom:12px;max-width:400px}
.f-src{font-size:12.5px;color:#7d8899;line-height:1.7}
.f-src a{color:#b9c6da;text-decoration:underline}
.footer-business{margin:15px 0 0;display:flex;flex-direction:column;gap:5px;font-size:12.5px;line-height:1.55}
.footer-business div{display:grid;grid-template-columns:112px 1fr;gap:8px}
.footer-business dt{color:#7d8899}
.footer-business dd{margin:0;color:#c2ccda;overflow-wrap:anywhere}
.footer-business a{color:#d7deea;text-decoration:underline;text-underline-offset:2px}
.footer-col .fc-h{font-size:14px;color:#fff;font-weight:700;margin-bottom:12px}
.footer-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.footer-col a{color:#a9b4c7;font-size:14px}
.footer-col a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:20px 20px 34px}
.disclaimer{font-size:12.5px;color:#7d8899;line-height:1.75;margin-bottom:12px}
.copy{font-size:12.5px;color:#6d7889}

/* ---------- 유틸 ---------- */
.to-top{position:fixed;right:16px;bottom:calc(18px + var(--safe-b));width:48px;height:48px;border-radius:50%;background:var(--brand);color:#fff;box-shadow:var(--sh-l);font-size:19px;z-index:90;display:grid;place-items:center}
.to-top:hover{background:var(--brand-700)}
.read-progress{position:fixed;top:0;left:0;height:3px;background:linear-gradient(90deg,var(--accent),var(--gold));z-index:150;width:0;transition:width .1s linear}

/* ---------- 이전 글 / 다음 글 ---------- */
.prev-next{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:28px;padding-top:22px;border-top:1px solid var(--line-2)}
.pn-item{display:flex;flex-direction:column;gap:5px;background:#fff;border:1px solid var(--line);border-radius:var(--r-s);padding:14px 16px;color:var(--ink);min-height:var(--tap)}
.pn-item:hover{text-decoration:none;border-color:var(--brand);background:var(--brand-50)}
.pn-empty{border:0;background:none}
.pn-dir{font-size:12px;font-weight:700;color:var(--ink-4)}
.pn-next{text-align:right}
.pn-title{font-size:14.5px;font-weight:700;line-height:1.5}

/* ---------- 본문 하단 CTA (모바일에서 사이드바를 대체) ---------- */
.inline-cta{display:none;margin-top:32px;background:linear-gradient(160deg,var(--brand-50),#fff);border:1px solid var(--brand-100);border-radius:var(--r-l);padding:22px}
.inline-cta .side-h{margin-bottom:12px}
.inline-cta .btn{margin-bottom:9px;min-height:var(--tap)}
.inline-cta .side-note{margin-top:4px}

/* ---------- Responsive ---------- */
@media(min-width:1081px){
  /* 데스크톱에는 사이드바 목차가 있으므로 본문 상단 목차는 숨겨 중복을 없앤다 */
  .page-post .toc{display:none}
}
@media(max-width:1080px){
  .article-layout,.tool-layout{grid-template-columns:1fr}
  .sidebar{display:none}
  /* 사이드바가 사라지는 구간부터 본문 하단 CTA를 노출한다 */
  .inline-cta{display:block}
  .cat-grid{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:900px){
  .header-search{display:none}
  .gnb{display:none}
  .only-mobile,.nav-toggle{display:grid}
  .btn-calc span{display:none}
  .btn-calc{width:var(--tap);height:var(--tap);padding:0;justify-content:center;border-radius:14px}
  .btn-calc .ico{width:20px;height:20px}
  .hero-inner{grid-template-columns:1fr;padding-block:38px 42px}
  .hero-visual{display:none}
  .feature-grid,.pillar-grid{grid-template-columns:1fr}
  .feature-card{grid-template-columns:1fr}
  .fc-side{border-left:0;border-top:1px solid var(--line-2)}
  .tool-banner{grid-template-columns:1fr;padding:24px}
  .card-grid,.trust-grid,.tool-grid{grid-template-columns:repeat(2,1fr)}
  /* 터치 영역 확보 — 링크·버튼 최소 44px */
  .chip-link{padding:10px 15px}
  .quick-btn{padding:10px 16px;font-size:14px}
  .seg-item span{padding:13px 6px}
  .toc-list li{padding:3px 0}
  .toc-list a{display:inline-block;padding:5px 0}
  .breadcrumb ol{font-size:13.5px}
  .breadcrumb a{display:inline-block;padding:5px 0}
  .footer-col a{display:inline-block;padding:6px 0}
  .footer-col ul{gap:2px}
  .more-link{padding:8px 0}
  .catbar{scroll-snap-type:x proximity;padding-inline:2px}
  .catbar-item{scroll-snap-align:start}
}
@media(max-width:640px){
  .section{padding:38px 0}
  .card-grid,.cat-grid,.trust-grid,.tool-grid{grid-template-columns:1fr}
  .article,.tool-prose{padding:22px 18px;border-radius:var(--r)}
  .article-static{padding:22px 18px}
  .calc{padding:20px 16px}
  .seg{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr;gap:24px}
  .footer-bottom{padding-bottom:calc(34px + var(--safe-b))}
  .m-nav-list{grid-template-columns:1fr}
  .cr-cta .btn{min-width:100%}
  .calc-actions{flex-direction:column}
  .calc-actions .btn-ghost{width:100%}
  .table-wrap table{font-size:14px}
  .table-wrap th,.table-wrap td{padding:10px 12px}
  .hd-2{margin-top:1.7em!important}
  .key-summary,.callout{padding:16px 15px}
  .source-box,.pillar-nav,.inline-cta{padding:18px 16px}
  .author-box{padding:17px 16px}
  .footer-business div{grid-template-columns:1fr;gap:0}
  /* 맨 위로 버튼이 본문 마지막 링크를 가리지 않도록 */
  .site-footer{padding-bottom:8px}
}
@media(max-width:480px){
  /* 좁은 화면에서는 검색 버튼을 아이콘 폭으로 줄여 입력 영역을 확보한다 */
  .hero-search{padding-left:14px;gap:6px}
  .hero-search .btn{padding:12px 14px;font-size:14px}
  .hero-search input{height:46px}
  .hs-label{padding:0;width:100%}
  .ac-tx small{white-space:normal;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical}
}
@media(max-width:380px){
  .brand-text small{display:none}
  .article-title{font-size:23px}
  .table-wrap th,.table-wrap td{padding:9px 10px;font-size:13.5px}
}

/* ---------- 접근성 · 인쇄 ---------- */
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
}
@media print{
  .site-header,.site-footer,.sidebar,.ad-wrap,.to-top,.read-progress,.related,.pillar-nav{display:none!important}
  .article{border:0;padding:0;box-shadow:none}
  body{background:#fff}
}